Terms of Service

1. Acceptance of Terms

By accessing or using the website hncshops.com operated by HNC SHOPS LLC ("we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

2. Description of Services

HNC SHOPS LLC is a direct business lender providing funding solutions to businesses. Our website serves as an informational resource and a means for potential clients to contact us regarding our services. All funding is subject to our underwriting criteria and approval process.

3. Use of Website

You agree to use this website only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the website in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to any portion of the website
• Provide false or misleading information through our forms
• Interfere with the proper functioning of the website

4. SMS/Text Messaging Terms

By opting in to receive SMS messages from HNC SHOPS LLC,, including promotional and customer care messages you agree to receive text messages sent using an automatic telephone dialing system (ATDS) to the mobile phone number you provided. These messages may relate to your inquiry, application status, funding products, and services.

Message Frequency: Message frequency varies. You may receive up to 5 messages per month.

Message and Data Rates: Standard message and data rates may apply.

Opt-Out: Reply STOP to any message to opt out. You will receive a one-time confirmation and no further messages.

Help: Reply HELP for assistance or email henry@hncshops.com.

Consent is NOT a condition of purchase. You are not required to consent to SMS messages as a condition of purchasing any goods or services.

We will not sell, rent, or share your mobile phone number or SMS-related information with third parties for their marketing purposes.

5. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of HNC SHOPS LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our prior written consent.

6. Disclaimer of Warranties

This website and its contents are provided "as is" without warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or usefulness of any information on the site. Visiting our website or submitting an inquiry does not guarantee approval for funding.

7. Limitation of Liability

To the fullest extent permitted by law, HNC SHOPS LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the website or services, even if we have been advised of the possibility of such damages.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Kings County, New York.

9. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective when posted on this page with an updated effective date. Your continued use of the website after changes constitutes acceptance of the revised Terms.

10. Contact Us

If you have any questions about these Terms of Service, please contact us at:

HNC SHOPS LLC
2251 E 12th St, Brooklyn, NY 11229
Email: henry@hncshops.com